We help cyclists injured in cycling accidents through no fault of their own to get compensation and rehabilitation support and offer home/hospital visits nationwide for people with severe cycling accident injuries who cannot visit our offices.
In 2014 21,287 cyclists were injured in reported road accidents, including 3,514 who were killed or seriously injured.
Common Cycling Accidents:
- Motorist emerging into path of cyclist.
- Motorist turning across path of cyclist.
- Cyclist riding into the path of a motor vehicle, often riding off a pavement.
- Cyclist and motorist going straight ahead.
- Cyclist turning right from a major road and from a minor road.
- Child cyclist playing or riding too fast.
Cycling Accident Statistics:
- Around 75% of fatal or serious cyclist accidents occur in urban areas.
- Around half of cyclist fatalities occur on rural roads.
- 75% happen at, or near, a road junction.
- 80% occur in daylight.
- 80% of cyclist casualties are male.
- Almost one quarter of the cyclists killed or injured are children.
Common Injuries after Cyclist Accidents:
- Limb injuries are common in cyclist casualties, with over 40% suffering arm injuries and around 25% suffering leg injuries.
- Chest and abdomen injuries occur much less frequently (5%), but are often serious. When they do occur they are often accompanied by head injuries.
- Head injuries, ranging from fatal skull fractures and brain damage to minor concussion and cuts, are very common injuries to cyclists. Hospital data shows that over 40% of cyclists, and 45% of child cyclists, suffer head injuries. A study of 116 fatal cyclist accidents in London and rural areas found over 70% of the cyclist fatalities in London had moderate or serious head injuries in London, and over 80% of those killed in collisions on rural roads.
Frequently Asked Questions
- Can I make cycling / Bike claim?
- If you have been involved in a Cycling / bike accident, or have been injured because of road disrepair whilst cycling, you can make a claim for injury and financial losses as long as the incident happened within the past three years. Unfortunately, if the incident happened over three years ago, it is not likely to be possible to make a claim. However If you only want to make a claim for the damage to your bicycle, this can be done if the incident in which the damage was sustained happened within the past six years.
- What can I claim for?
- Like Most Personal injury, Claims are usually separated into two categories:
- General Damages – This covers your injury (physical and psychological) and also takes into account any limitations your injury has placed on you, for example inability to compete in races, or carry out usual household chores.
- Special Damages – These are your financial losses. Some typical losses would be:
Remember that when claiming for damage to your bicycle, the other side’s insurer are liable to pay for repair costs (if economical), or the pre-accident value of the bicycle (if the bicycle is a ‘write-off’). This is not necessarily the amount that you originally paid for your bicycle.Unless your damaged cycling clothing is brand new, they are usually subject to a reduction for ‘wear and tear’.Please also note that the other side’s insurer is not obliged to make any payments for financial losses which have no evidence to support them.
- Bicycle repair.
- Increased travel costs because of not being able to cycle after being injured.
- Loss of earnings.
- Reasonable private treatment costs.
- Damaged clothing.
- Care and assistance.
- What evidence do I need to support my cycle claim?
- For damage to the bicycle, you will need:
Receipts for all other losses will be required (e.g. physiotherapy invoices and taxi fare receipts).Regarding loss of earnings, the evidence needed will differ depending on whether you are self-employed or not. We will discuss the necessary evidence needed with you.
- Estimate for the repair costs/pre-accident value. This will usually be from a cycle shop.
- Photographs of the bicycle.
- Original purchase receipt, if available.
- For damage to clothing photographs, estimates and original purchase receipts (if available) will be needed.
- How will my bike claim be funded?
- We work on NO WIN NO FEE agreement, No win no fee, also known as a conditional fee arrangement, is an agreement you make with your solicitor so that you can claim compensation without worrying about upfront legal fees. If your compensation claim is unsuccessful, the no win no feeagreement states you won’t have to pay your solicitor any money.
- What is the general procedure for a bike claim?
- In a road traffic accident, the claim will be submitted to the insurer of the other driver. This will usually be done via an online portal. If liability is admitted, the process of the claim should be fairly straight forward. It is simply a case of taking evidence of your injury and financial losses and agreeing the value of the claim with the other side’s insurer.
Evidence for financial losses is listed above. If you have been injured you will usually be examined by an independent medical expert. The type of expert we instruct will depend on the nature of the injury. Sometimes it is necessary for more than one examination to take place. The expert will produce a report, and the value of your claims will be based on this report.Once we have sufficient evidence to value your injury and support your financial losses, an offer will be made to the other side’s insurer. If no reasonable response is received within the allocated time frame, we can issue legal proceedings.If liability is not admitted, liability investigations will need to be made. This is likely to include:
Once we are happy that all available liability documents have been collated and disclosed to the other side’s insurer, along with an offer based on the medical report and financial losses, if liability is still not admitted, we can consider issuing legal proceedings. Issuing legal proceedings does add a significant length of time to the claim. We will only be able to proceed to Court if we are of the opinion that the claim will succeed.There are cases where liability will be divided between both parties. We will discuss this with you if this is likely to happen with your claim.Please note that if the other vehicle is a foreign vehicle, all usual time frames are doubled.In claims relating to highways it is likely that we will first need to undertake liability investigations to prove that the road was not adequately maintained. This is likely to include a locus report. With claims of this nature, the liability investigations will differ depending on the defect that caused the incident which we will discuss with you. The actual process of the claim is the same as for a road traffic accident as described above.
- Obtaining a police report.
- Contacting witnesses for statements.
- Obtaining further vehicle damage documents.
- Obtaining a locus report/images.
- How long does a claim usually take?
- Unfortunately, it is impossible to say how long a claim will take. There are a number of factors which will affect the length of a claim. These are most notably the seriousness of the injury, the nature of the liability investigations and other associated parties’ co-operation (eg police and medical experts).
We can, however, assure you that at Hadi Law Solicitors we take a pro-active approach to ensure claims are dealt with as efficiently as possible, and that our clients achieve the maximum amount of damages to which they are entitled.