Have you been
caught driving
with no insurance?

With a 95% court success rate, let us help save your licence.

Why Choose us?

✔️Free Consultation

✔️High Success Rate

✔️ Regulated By The SRA

Free Legal Advice

Call us on 01772 447000 or submit your details below

(100% secure and confidential)

Driving with no insurance

It is a driving offence to operate a motor vehicle on a road or public place if the driver is NOT covered by third party insurance. 

If you are caught driving without insurance, your licence could be endorsed with 6-8 penalty points and a fine of up to £5000.

Even if you are caught driving without insurance, you could still defend this. It is a defence to prove you held valid car insurance. If you were driving a company vehicle, you may not have been aware you were not covered.

What are the penalties for driving with no insurance?

The penalty for driving with no insurance is an endorsement of between 6 – 8 penalty points. There is also a fine for driving with no insurance which could be up to £5000.

If you have 6 or more points and have been caught driving with no insurance, you are at risk of reaching 12 points on your driving licence which is known as a ‘totting up’ ban. If you reach 12 points on your licence, you could be at risk of a 6 month driving ban.

How we can help

We specialise in representing clients who are ‘totting up’ to 12 points. We have proven methods to help reduce or completely avoid driving bans for our clients.

Our court success rate is 95%.

If you have received a notice of intended prosecution, fixed penalty notice or single justice procedure notice, your court process has already began.

Your next step is either call the team on 01772 447000 or request a free call back. An expert motoring offence team member will then contact you and talk you through your current situation and recommend on how to proceed.

Client Testimonials


Common Questions

  • Our experienced legal team of Solicitors can successfully defend a wide range of motoring offences.
  • Avoid a  minimum 6 month “totting up ban” for accumulating 12 or more points in any 3 year period.
  • Avoid a revocation of your licence for a New Driver.
  • Avoid a “discretionary driving ban” E.g High Level Speeding Offence.
  • Successfully defend or mitigate Drink & Drug Driving charges.
  • Drink Driving
  • Drug Driving
  • Failing to Provide
  • Speeding
  • Failure to Identify the Driver
  • Careless or Dangerous Driving
  • Driving without Insurance
  • Using a mobile phone whilst driving
  • Totting up Ban
  • Any other endorsable offence

If you are at risk of 12 or more points on your licence, you could be facing a minimum 6 month driving disqualification, however our legal team can present an exceptional hardship argument if applicable. ( see below for details ) 

Yes we can! our specialist motor defence legal team can put forward mitigation to help avoid a driving ban even if you were guilty of the offence.

Exceptional hardship is an argument used in court to show that losing your driving licence would cause exceptional hardship to yourself or a third party such as family members.

  • You may lose your job
  • You could lose your house
  • May not be able to care for loved ones

Examples can be wide ranging depending on each individual client.  We will explore all avenues in great detail to ensure your case is prepared to the highest standard.

A notice of intended prosecution (NIP) informs a possible defendant their vehicle was involved in a motor offence. The letter asks to confirm who was driving the vehicle when the offence took place. explore all avenues in great detail to ensure your case is prepared to the highest standard.

A single justice procedure Notice (SJPN) is a process used to commence court proceedings for a motor offence. On this document you can choose to plead either guilty or not guilty of the motor offence. You on

The minimum drink / drug driving ban is a 12 month disqualification. Depending on the levels in your body, previous convictions and aggravating factors, the sentencing can range from 1-5 years disqualification as well as a community order or a prison sentence.

We strongly recommend having representation at court, the prosecution will always seek the strongest punishment.

With that particular speed, you would be looking at a discretionary driving ban however our legal team can argue and present an exceptional defence.

The speed awareness course limit is worked out by SPEED LIMT + 10% + 9MPH.  An offer of any driver retraining scheme is entirely at the discretion of the local police

We don’t want your money unless we can genuinely help!  Therefore we don’t charge you for initial legal advice or to answer your initial questions.

We offer highly competitive fixed fees and also flexible payment terms if required. We are here to HELP! 

Please note we only deal with cases on a private fee paying basis.

If your case is successful at trial then we may be able to recover a portion of your legal fees following a Defence Costs Order.

Our success speaks for itself.

Thank you for taking time out to read FAQ’s, we will call you shortly! Alternatively you can call us on 01772 447000 for free legal advice!

Contact Details

Tel. 01772 447000
Fax. 01772 447098
Email info@hadilaw.com

Hadi Law Solicitors
Second Floor, Enterprise House,
Salter Street, Preston, Lancashire, PR1 1NT

Our Opening TImes

(Excluding lunch hour 12:30 – 1:30)

Mon 9am – 5pm
Tue 9am – 5:30pm
Wed 9am – 5pm
Thur 9am – 5:30pm
Fri 9am – 4pm
Sat & Sun Closed

This firm is authorised and regulated by Solicitors Regulation Authority No. 565572
VAT Registration No. 125030467 | Registered in England & Wales No. 07856769
Hadi Law Solicitors is a Trading Name of Hadi Law Limited